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Can you elaborate on your thinking on PYPL or revisit your analysis?

I feel the current management changes, potential product changes, and the cheapness of paypal warrants another review.

I have been listening and reading the earnings calls and transcripts, I feel there are some changes coming. Also, the stock itself is cheaper in relation to it's own history. I "feel" an inflection point approaching. I am a customer of xoom, PayPal, and venmo. I am using it more and consistently. My dollar per transaction is also increasing.

Lastly, thanks for sharing about personal matters, I felt a little connected in this episode than priors.

Thank you.

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