Mastercard (MA)

Key Statistics

EV/EBIT = 33x

ROE = 188%

Debt/Equity = 282%

FCF Yield = 2.7%

Dividend Yield = .52%

Market Cap = $537 billion

The Company

Mastercard is a global payments technology company that helps people, businesses, and governments move money electronically.

You may see the Mastercard logo on credit and debit cards, but one of the most common misconceptions is that Mastercard actually issues those cards. It doesn't. Instead, Mastercard operates the payment network behind the scenes that processes transactions. It partners with banks and merchants to make sure purchases are fast, safe, and reliable—without ever lending money or issuing cards directly.

Mastercard’s revenue is currently split between its two core business areas: about 62% comes from its payment network, while 38% comes from value-added services and solutions. While both areas are important, value-added services are growing faster, as more customers look for smarter ways to manage payments, data, and security.

Both of these areas support the growing global shift to cashless transactions, which has helped Mastercard become one of the most important players in the digital payments space.